About 428 W 4th Street
Welcome to your own private backyard resort! This stunning 4-bedroom, 3-bath home, built in 2013, offers 2,112 square feet finished living space plus an additional1,014 square feet in the finished lower level. Thoughtfully designed for both everyday living and entertaining, this home combines quality craftsmanship, stylish updates, and exceptional outdoor amenities. Inside you'll find bamboo hardwood flooring throughout, soaring 9-foor ceilings, a cozy gas fireplace, tilt-wash windows, and zone-controlled comfort. The spacious primary suite features a tray ceiling, elegant board-and-batten detailing, and a private en suite bath. An office/bonus room provides flexibility for working from home, hobbies or additional quiet space. Step outside and discover what truly sets this property apart. A spectacular two-level deck spans the entire length of the home. Enjoy summer days in the 18X32 in ground and heated salt water pool The expansive poolside deck, brick patio, new fencing, and beautifully designed outdoor living space creates the perfect setting for gatherings large and small The finished pool house with loft and covered patio offers endless possibilities. Additional features include a 2.5 car garage with workshop area, wired security cameras, utility shed, and 2 parcels. This is more than a home-it's a lifestyle. Rarely does a property offer this combination of indoor comfort, outdoor luxury, and exceptional entertaining space.
Features of 428 W 4th Street
| MLS® # | 310629 |
|---|---|
| Price | $495,500 |
| Bedrooms | 4 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 3,126 |
| Acres | 0.56 |
| Year Built | 2013 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | 2 Story |
| Status | Active |
Community Information
| Address | 428 W 4th Street |
|---|---|
| City | Spencerville |
| County | Allen |
| State | OH |
| Zip Code | 45887 |
Amenities
| Utilities | Cable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected |
|---|---|
| Parking | Garage Door Opener, Attached |
| # of Garages | 3 |
| Is Waterfront | No |
| Pool | Heated, Outdoor Pool, Pool Cover, Private, Salt Water |
Interior
| Interior Features | Cathedral Ceiling(s), See Remarks |
|---|---|
| Appliances | Dishwasher, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Oven, Refrigerator, Washer, Water Heater, Water Heater Owned |
| Heating | Natural Gas |
| Cooling | Central Air |
| Fireplace | Yes |
| Fireplaces | Electric |
| Stories | Three Or More |
| Has Basement | Yes |
| Basement | Finished |
Exterior
| Lot Description | Cul-De-Sac |
|---|---|
| Construction | Vinyl Siding |
| Foundation | Block |
School Information
| District | Spencerville |
|---|
Additional Information
| Date Listed | June 23rd, 2026 |
|---|---|
| Days on Market | 51 |
| Zoning | Residential |
| RE / Bank Owned | No |
| HOA Fees | 80 |
| HOA Fees Freq. | Annually |
Listing Details
| Agent | Jill Macdonald |
|---|---|
| Office | Choice Properties Real Estate, Inc. |